KP HI Gold 0/40 Plus CAM — full price in Honolulu County, Hawaii (2026)
KP HI Gold 0/40 Plus CAM (60612HI0110007), a gold plan from Kaiser Permanente in Honolulu County, Hawaii, costs $602.69/month full price for a 40-year-old in 2026 — $1279.90 at 60, with a $0 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60612HI0110007 · Issuer: Kaiser Permanente · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $471.59 |
| 27 | $494.23 |
| 30 | $535.25 |
| 40 | $602.69 |
| 50 | $842.26 |
| 60 | $1279.90 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.06/mo. This plan is $602.69/mo at 40 — a difference of $59.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Honolulu County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP HI Standard Gold 2000/30 | Kaiser Permanente | $542.13 |
| KP HI Gold 1000 Ded/250 Rx Ded | Kaiser Permanente | $567.85 |
| HMSA Gold PPO II | HMSA | $620.65 |
| HMSA Gold PPO I | HMSA | $658.71 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60612HI0110007 in FIPS 15003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Honolulu County
Reviewed by Jason Burns, Editorial Steward.