HMSA Bronze PPO I — full price in Hawaii County, Hawaii (2026)
HMSA Bronze PPO I (18350HI0880033), a expanded bronze plan from HMSA in Hawaii County, Hawaii, costs $496.08/month full price for a 40-year-old in 2026 — $1053.49 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18350HI0880033 · Issuer: HMSA · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $388.17 |
| 27 | $406.80 |
| 30 | $440.57 |
| 40 | $496.08 |
| 50 | $693.27 |
| 60 | $1053.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.06/mo. This plan is $496.08/mo at 40 — a difference of $-46.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hawaii County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP HI Standard Bronze 7500/50 | Kaiser Permanente | $413.92 |
| KP HI Bronze 6000/65 Plus CAM | Kaiser Permanente | $448.05 |
| HMSA Bronze PPO II HSA | HMSA | $511.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18350HI0880033 in FIPS 15001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hawaii County
Reviewed by Jason Burns, Editorial Steward.