HMSA Platinum PPO — full price in Hawaii County, Hawaii (2026)
HMSA Platinum PPO (18350HI0880001), a platinum plan from HMSA in Hawaii County, Hawaii, costs $726.31/month full price for a 40-year-old in 2026 — $1542.42 at 60, with a $0 deductible and $5,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18350HI0880001 · Issuer: HMSA · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $568.32 |
| 27 | $595.60 |
| 30 | $645.04 |
| 40 | $726.31 |
| 50 | $1015.02 |
| 60 | $1542.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $5,200
- Family out-of-pocket max: $10,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.06/mo. This plan is $726.31/mo at 40 — a difference of $183.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other platinum plans in Hawaii County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP HI Standard Platinum 0/10 | Kaiser Permanente | $690.85 |
| KP HI Platinum 0/5 Plus CAM | Kaiser Permanente | $696.50 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18350HI0880001 in FIPS 15001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hawaii County
Reviewed by Jason Burns, Editorial Steward.