UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — full price in Volusia County, Florida (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) (68398FL0060004), a silver plan from UnitedHealthcare in Volusia County, Florida, costs $857.87/month full price for a 40-year-old in 2026 — $1821.80 at 60, with a $4,500 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0060004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $671.26 |
| 27 | $703.48 |
| 30 | $761.88 |
| 40 | $857.87 |
| 50 | $1198.87 |
| 60 | $1821.80 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.09/mo. This plan is $857.87/mo at 40 — a difference of $173.78/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Volusia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | with AdventHealth | Oscar Health Maintenance Organization of Florida | $680.95 |
| Silver Savings 1821 (Primary Care Copay, Open Access) | Health First Commercial Plans, Inc. | $684.09 |
| Silver Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $687.03 |
| Silver Simple Diabetes | with AdventHealth | Oscar Health Maintenance Organization of Florida | $687.42 |
| Silver Simple Chronic Care CKM | with AdventHealth | Oscar Health Maintenance Organization of Florida | $688.76 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0060004 in FIPS 12127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Volusia County
Reviewed by Jason Burns, Editorial Steward.