Gym Access IND Silver POS OA Standard 1440 — full price in Volusia County, Florida (2026)
Gym Access IND Silver POS OA Standard 1440 (56503FL3300001), a silver plan from Florida Health Care Plans in Volusia County, Florida, costs $827.90/month full price for a 40-year-old in 2026 — $1758.16 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56503FL3300001 · Issuer: Florida Health Care Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $647.81 |
| 27 | $678.90 |
| 30 | $735.26 |
| 40 | $827.90 |
| 50 | $1156.99 |
| 60 | $1758.16 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.09/mo. This plan is $827.90/mo at 40 — a difference of $143.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Volusia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | with AdventHealth | Oscar Health Maintenance Organization of Florida | $680.95 |
| Silver Savings 1821 (Primary Care Copay, Open Access) | Health First Commercial Plans, Inc. | $684.09 |
| Silver Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $687.03 |
| Silver Simple Diabetes | with AdventHealth | Oscar Health Maintenance Organization of Florida | $687.42 |
| Silver Simple Chronic Care CKM | with AdventHealth | Oscar Health Maintenance Organization of Florida | $688.76 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56503FL3300001 in FIPS 12127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Volusia County
Reviewed by Jason Burns, Editorial Steward.