BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) — full price in Sumter County, Florida (2026)
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) (30252FL0140032), a silver plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Sumter County, Florida, costs $934.18/month full price for a 40-year-old in 2026 — $1983.85 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140032 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $730.97 |
| 27 | $766.06 |
| 30 | $829.65 |
| 40 | $934.18 |
| 50 | $1305.51 |
| 60 | $1983.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.47/mo. This plan is $934.18/mo at 40 — a difference of $290.71/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Sumter County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $603.27 |
| Standard Silver | Ambetter Health | $643.47 |
| Focused Silver | Ambetter Health | $651.23 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $660.88 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter Health | $662.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140032 in FIPS 12119.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sumter County
Reviewed by Jason Burns, Editorial Steward.