myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) — full price in Sarasota County, Florida (2026)
myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) (30252FL0200032), a silver plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Sarasota County, Florida, costs $769.64/month full price for a 40-year-old in 2026 — $1634.43 at 60, with a $6,400 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0200032 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $602.22 |
| 27 | $631.13 |
| 30 | $683.52 |
| 40 | $769.64 |
| 50 | $1075.56 |
| 60 | $1634.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,400
- Family deductible: $12,800
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $718.01/mo. This plan is $769.64/mo at 40 — a difference of $51.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Sarasota County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $673.16 |
| Standard Silver | Ambetter Health | $718.01 |
| Focused Silver | Ambetter Health | $726.67 |
| myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $727.35 |
| myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $731.90 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0200032 in FIPS 12115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sarasota County
Reviewed by Jason Burns, Editorial Steward.