Bronze Simple Breathe Easy with Enhanced COPD Benefits — full price in Sarasota County, Florida (2026)
Bronze Simple Breathe Easy with Enhanced COPD Benefits (21525FL0020004), a expanded bronze plan from Oscar Health Maintenance Organization of Florida in Sarasota County, Florida, costs $597.35/month full price for a 40-year-old in 2026 — $1268.54 at 60, with a $9,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21525FL0020004 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $467.42 |
| 27 | $489.84 |
| 30 | $530.51 |
| 40 | $597.35 |
| 50 | $834.79 |
| 60 | $1268.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,000
- Family deductible: $18,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $718.01/mo. This plan is $597.35/mo at 40 — a difference of $-120.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Sarasota County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $530.08 |
| Standard Expanded Bronze | Ambetter Health | $531.71 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $544.43 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $546.09 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Florida Blue (BlueCross BlueShield FL) | $578.92 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0020004 in FIPS 12115.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sarasota County
Reviewed by Jason Burns, Editorial Steward.