UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) — full price in Santa Rosa County, Florida (2026)
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) (68398FL0030046), a silver plan from UnitedHealthcare in Santa Rosa County, Florida, costs $791.17/month full price for a 40-year-old in 2026 — $1680.16 at 60, with a $4,500 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0030046 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $619.07 |
| 27 | $648.79 |
| 30 | $702.64 |
| 40 | $791.17 |
| 50 | $1105.66 |
| 60 | $1680.16 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $756.42/mo. This plan is $791.17/mo at 40 — a difference of $34.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Santa Rosa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $737.49 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $756.42 |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $760.97 |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $768.15 |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $770.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0030046 in FIPS 12113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Santa Rosa County
Reviewed by Jason Burns, Editorial Steward.