Standard Expanded Bronze + Vision + Adult Dental — full price in Santa Rosa County, Florida (2026)
Standard Expanded Bronze + Vision + Adult Dental (49004FL0020001), a expanded bronze plan from Ambetter Health in Santa Rosa County, Florida, costs $598.28/month full price for a 40-year-old in 2026 — $1270.54 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0020001 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $468.15 |
| 27 | $490.61 |
| 30 | $531.34 |
| 40 | $598.28 |
| 50 | $836.10 |
| 60 | $1270.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $756.42/mo. This plan is $598.28/mo at 40 — a difference of $-158.14/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Santa Rosa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $580.74 |
| Standard Expanded Bronze | Ambetter Health | $582.52 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $596.46 |
| UHC Bronze Standard | UnitedHealthcare | $626.37 |
| UHC Bronze Standard+ (Dental + Vision) | UnitedHealthcare | $648.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0020001 in FIPS 12113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Santa Rosa County
Reviewed by Jason Burns, Editorial Steward.