Connect Gold Mid-South 2250 Indiv Med Deductible — full price in Saint Lucie County, Florida (2026)
Connect Gold Mid-South 2250 Indiv Med Deductible (48121FL0070033), a gold plan from Cigna Healthcare in Saint Lucie County, Florida, costs $687.86/month full price for a 40-year-old in 2026 — $1460.76 at 60, with a $2,250 deductible and $9,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48121FL0070033 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $538.23 |
| 27 | $564.07 |
| 30 | $610.89 |
| 40 | $687.86 |
| 50 | $961.28 |
| 60 | $1460.76 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,250
- Family deductible: $4,500
- Individual out-of-pocket max: $9,450
- Family out-of-pocket max: $18,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $784.01/mo. This plan is $687.86/mo at 40 — a difference of $-96.15/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Saint Lucie County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Partnered Care Premier Gold | Cigna HealthCare of Florida, Inc. | $686.22 |
| Connect Gold Mid-South CMS Standard | Cigna Healthcare | $703.05 |
| Partnered Care Gold CMS Standard | Cigna HealthCare of Florida, Inc. | $703.87 |
| Connect Gold Mid-South 850 Indiv Med Deductible | Cigna Healthcare | $734.98 |
| Gold Simple | Oscar Health Maintenance Organization of Florida | $749.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48121FL0070033 in FIPS 12111.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Lucie County
Reviewed by Jason Burns, Editorial Steward.