Connect Silver Mid-South 4500 Indiv Med Deductible — full price in Saint Lucie County, Florida (2026)

Connect Silver Mid-South 4500 Indiv Med Deductible (48121FL0070030), a silver plan from Cigna Healthcare in Saint Lucie County, Florida, costs $794.26/month full price for a 40-year-old in 2026 — $1686.72 at 60, with a $4,500 deductible and $9,350 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 48121FL0070030 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$621.49
27$651.32
30$705.39
40$794.26
50$1109.98
60$1686.72

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $4,500
  • Family deductible: $9,000
  • Individual out-of-pocket max: $9,350
  • Family out-of-pocket max: $18,700

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $784.01/mo. This plan is $794.26/mo at 40 — a difference of $10.25/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other silver plans in Saint Lucie County

PlanIssuerPremium @ 40
Partnered Care Classic SilverCigna HealthCare of Florida, Inc.$783.03
Partnered Care Premier SilverCigna HealthCare of Florida, Inc.$784.01
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$786.39
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$791.12
Connect Silver Mid-South 3800 Indiv Med DeductibleCigna Healthcare$795.56

Sources

← All plans and costs in Saint Lucie County

Reviewed by Jason Burns, Editorial Steward.

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