Elite Bronze + Vision + Adult Dental — full price in Saint Johns County, Florida (2026)
Elite Bronze + Vision + Adult Dental (49004FL0020004), a expanded bronze plan from Ambetter Health in Saint Johns County, Florida, costs $604.20/month full price for a 40-year-old in 2026 — $1283.10 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0020004 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $472.78 |
| 27 | $495.46 |
| 30 | $536.59 |
| 40 | $604.20 |
| 50 | $844.37 |
| 60 | $1283.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $697.47/mo. This plan is $604.20/mo at 40 — a difference of $-93.27/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Saint Johns County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gym Access IND Bronze HMO 1340 | Florida Health Care Plans | $480.95 |
| Everyday Bronze | Ambetter Health | $515.03 |
| Standard Expanded Bronze | Ambetter Health | $516.61 |
| Gym Access IND Bronze HMO OA Standard 2450 | Florida Health Care Plans | $526.19 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $528.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0020004 in FIPS 12109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Johns County
Reviewed by Jason Burns, Editorial Steward.