UHC Bronze Standard — full price in Pasco County, Florida (2026)

UHC Bronze Standard (68398FL0030042), a expanded bronze plan from UnitedHealthcare in Pasco County, Florida, costs $678.99/month full price for a 40-year-old in 2026 — $1441.92 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 68398FL0030042 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$531.29
27$556.79
30$603.01
40$678.99
50$948.88
60$1441.92

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $7,500
  • Family deductible: $15,000
  • Individual out-of-pocket max: $10,000
  • Family out-of-pocket max: $20,000

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $660.28/mo. This plan is $678.99/mo at 40 — a difference of $18.71/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other expanded bronze plans in Pasco County

PlanIssuerPremium @ 40
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar Health Maintenance Organization of Florida$483.36
Bronze Classic Standard | with AdventHealthOscar Health Maintenance Organization of Florida$509.74
Everyday BronzeAmbetter Health$519.94
Standard Expanded BronzeAmbetter Health$521.53
Bronze Classic 4700 | with AdventHealthOscar Health Maintenance Organization of Florida$522.60

Sources

← All plans and costs in Pasco County

Reviewed by Jason Burns, Editorial Steward.

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