Elite Bronze — full price in Pasco County, Florida (2026)
Elite Bronze (49004FL0010004), a expanded bronze plan from Ambetter Health in Pasco County, Florida, costs $593.89/month full price for a 40-year-old in 2026 — $1261.21 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0010004 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $464.72 |
| 27 | $487.01 |
| 30 | $527.44 |
| 40 | $593.89 |
| 50 | $829.96 |
| 60 | $1261.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $660.28/mo. This plan is $593.89/mo at 40 — a difference of $-66.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Pasco County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $483.36 |
| Bronze Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $509.74 |
| Everyday Bronze | Ambetter Health | $519.94 |
| Standard Expanded Bronze | Ambetter Health | $521.53 |
| Bronze Classic 4700 | with AdventHealth | Oscar Health Maintenance Organization of Florida | $522.60 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0010004 in FIPS 12101.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pasco County
Reviewed by Jason Burns, Editorial Steward.