Molina Gold Core 1640 Pluswith Adult Vision — full price in Palm Beach County, Florida (2026)
Molina Gold Core 1640 Pluswith Adult Vision (54172FL0040001), a gold plan from Molina Healthcare in Palm Beach County, Florida, costs $768.40/month full price for a 40-year-old in 2026 — $1631.80 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54172FL0040001 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $601.25 |
| 27 | $630.11 |
| 30 | $682.42 |
| 40 | $768.40 |
| 50 | $1073.84 |
| 60 | $1631.80 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.38/mo. This plan is $768.40/mo at 40 — a difference of $92.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Palm Beach County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Simple | Oscar Health Maintenance Organization of Florida | $616.82 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $647.96 |
| Partnered Care Premier Gold | Cigna HealthCare of Florida, Inc. | $670.72 |
| Connect Gold Mid-South 2250 Indiv Med Deductible | Cigna Healthcare | $673.67 |
| Partnered Care Gold CMS Standard | Cigna HealthCare of Florida, Inc. | $687.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54172FL0040001 in FIPS 12099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palm Beach County
Reviewed by Jason Burns, Editorial Steward.