Connect Silver Mid-South 4500 Indiv Med Deductible — full price in Palm Beach County, Florida (2026)
Connect Silver Mid-South 4500 Indiv Med Deductible (48121FL0070030), a silver plan from Cigna Healthcare in Palm Beach County, Florida, costs $777.89/month full price for a 40-year-old in 2026 — $1651.96 at 60, with a $4,500 deductible and $9,350 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48121FL0070030 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $608.68 |
| 27 | $637.90 |
| 30 | $690.85 |
| 40 | $777.89 |
| 50 | $1087.10 |
| 60 | $1651.96 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $9,350
- Family out-of-pocket max: $18,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.38/mo. This plan is $777.89/mo at 40 — a difference of $101.51/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Palm Beach County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $674.23 |
| Silver Simple PCP Saver | Oscar Health Maintenance Organization of Florida | $676.38 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $676.94 |
| Silver Classic Standard | Oscar Health Maintenance Organization of Florida | $682.43 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $682.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48121FL0070030 in FIPS 12099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palm Beach County
Reviewed by Jason Burns, Editorial Steward.