BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) — full price in Palm Beach County, Florida (2026)
BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) (30252FL0140027), a silver plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Palm Beach County, Florida, costs $1287.65/month full price for a 40-year-old in 2026 — $2734.49 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140027 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1007.55 |
| 27 | $1055.91 |
| 30 | $1143.57 |
| 40 | $1287.65 |
| 50 | $1799.48 |
| 60 | $2734.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $676.38/mo. This plan is $1287.65/mo at 40 — a difference of $611.27/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Palm Beach County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $674.23 |
| Silver Simple PCP Saver | Oscar Health Maintenance Organization of Florida | $676.38 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Wellpoint | $676.94 |
| Silver Classic Standard | Oscar Health Maintenance Organization of Florida | $682.43 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $682.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140027 in FIPS 12099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Palm Beach County
Reviewed by Jason Burns, Editorial Steward.