BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — full price in Osceola County, Florida (2026)
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) (16842FL0260010), a expanded bronze plan from Florida Blue (BlueCross BlueShield FL) in Osceola County, Florida, costs $1235.54/month full price for a 40-year-old in 2026 — $2623.84 at 60, with a $6,650 deductible and $7,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 16842FL0260010 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $966.78 |
| 27 | $1013.19 |
| 30 | $1097.30 |
| 40 | $1235.54 |
| 50 | $1726.67 |
| 60 | $2623.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,650
- Family deductible: $13,300
- Individual out-of-pocket max: $7,400
- Family out-of-pocket max: $14,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $666.11/mo. This plan is $1235.54/mo at 40 — a difference of $569.43/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Osceola County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $494.18 |
| Everyday Bronze | Ambetter Health | $515.57 |
| Standard Expanded Bronze | Ambetter Health | $517.15 |
| Bronze Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $521.15 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals | AmeriHealth Caritas Next | $523.79 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 16842FL0260010 in FIPS 12097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Osceola County
Reviewed by Jason Burns, Editorial Steward.