Focused Silver — full price in Orange County, Florida (2026)
Focused Silver (49004FL0010007), a silver plan from Ambetter Health in Orange County, Florida, costs $729.48/month full price for a 40-year-old in 2026 — $1549.15 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0010007 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $570.81 |
| 27 | $598.20 |
| 30 | $647.86 |
| 40 | $729.48 |
| 50 | $1019.45 |
| 60 | $1549.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $680.08/mo. This plan is $729.48/mo at 40 — a difference of $49.40/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Orange County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $675.76 |
| Silver Savings 1821 (Primary Care Copay, Open Access) | Health First Commercial Plans, Inc. | $680.08 |
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $681.98 |
| Silver Simple PCP Saver | with AdventHealth | Oscar Health Maintenance Organization of Florida | $683.98 |
| Silver Standard 1829 | Health First Commercial Plans, Inc. | $685.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0010007 in FIPS 12095.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Orange County
Reviewed by Jason Burns, Editorial Steward.