Standard Expanded Bronze + Vision + Adult Dental — full price in Miami-Dade County, Florida (2026)
Standard Expanded Bronze + Vision + Adult Dental (49004FL0020016), a expanded bronze plan from Ambetter Health in Miami-Dade County, Florida, costs $645.14/month full price for a 40-year-old in 2026 — $1370.04 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0020016 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $504.81 |
| 27 | $529.04 |
| 30 | $572.95 |
| 40 | $645.14 |
| 50 | $901.58 |
| 60 | $1370.04 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.37/mo. This plan is $645.14/mo at 40 — a difference of $-39.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Miami-Dade County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $501.70 |
| Bronze Classic Standard | Oscar Health Maintenance Organization of Florida | $529.09 |
| Bronze Classic 4700 | Oscar Health Maintenance Organization of Florida | $533.45 |
| Bronze Simple Diabetes | Oscar Health Maintenance Organization of Florida | $535.65 |
| AmeriHealth Caritas Next Bronze Premier + No Referrals | AmeriHealth Caritas Next | $537.27 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0020016 in FIPS 12086.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Miami-Dade County
Reviewed by Jason Burns, Editorial Steward.