Silver Simple Chronic Care CKM — full price in Manatee County, Florida (2026)
Silver Simple Chronic Care CKM (21525FL0020010), a silver plan from Oscar Health Maintenance Organization of Florida in Manatee County, Florida, costs $758.50/month full price for a 40-year-old in 2026 — $1610.77 at 60, with a $5,900 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21525FL0020010 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $593.52 |
| 27 | $621.99 |
| 30 | $673.63 |
| 40 | $758.50 |
| 50 | $1060.00 |
| 60 | $1610.77 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,900
- Family deductible: $11,800
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.22/mo. This plan is $758.50/mo at 40 — a difference of $53.28/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Manatee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $661.17 |
| Standard Silver | Ambetter Health | $705.22 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $709.84 |
| Focused Silver | Ambetter Health | $713.73 |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $714.11 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0020010 in FIPS 12081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Manatee County
Reviewed by Jason Burns, Editorial Steward.