UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) — full price in Madison County, Florida (2026)
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) (68398FL0030046), a silver plan from UnitedHealthcare in Madison County, Florida, costs $816.76/month full price for a 40-year-old in 2026 — $1734.49 at 60, with a $4,500 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0030046 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $639.09 |
| 27 | $669.77 |
| 30 | $725.37 |
| 40 | $816.76 |
| 50 | $1141.42 |
| 60 | $1734.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $652.68/mo. This plan is $816.76/mo at 40 — a difference of $164.08/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $611.91 |
| Standard Silver | Ambetter Health | $652.68 |
| Focused Silver | Ambetter Health | $660.55 |
| Capital Health Plan HMO Silver 2400 | Capital Health Plan | $662.27 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $670.34 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0030046 in FIPS 12079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.