BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — full price in Madison County, Florida (2026)
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) (16842FL0260010), a expanded bronze plan from Florida Blue (BlueCross BlueShield FL) in Madison County, Florida, costs $780.70/month full price for a 40-year-old in 2026 — $1657.93 at 60, with a $6,650 deductible and $7,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 16842FL0260010 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $610.88 |
| 27 | $640.20 |
| 30 | $693.35 |
| 40 | $780.70 |
| 50 | $1091.03 |
| 60 | $1657.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,650
- Family deductible: $13,300
- Individual out-of-pocket max: $7,400
- Family out-of-pocket max: $14,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $652.68/mo. This plan is $780.70/mo at 40 — a difference of $128.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $481.85 |
| Standard Expanded Bronze | Ambetter Health | $483.33 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $494.89 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $496.40 |
| Capital Health Plan HMO Bronze 1000 | Capital Health Plan | $528.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 16842FL0260010 in FIPS 12079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.