BlueOptions Bronze 24J01-06 (Rewards) — full price in Madison County, Florida (2026)

BlueOptions Bronze 24J01-06 (Rewards) (16842FL0260006), a bronze plan from Florida Blue (BlueCross BlueShield FL) in Madison County, Florida, costs $745.83/month full price for a 40-year-old in 2026 — $1583.86 at 60, with a $6,150 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 16842FL0260006 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$583.59
27$611.60
30$662.37
40$745.83
50$1042.29
60$1583.86

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $6,150
  • Family deductible: $12,300
  • Individual out-of-pocket max: $10,150
  • Family out-of-pocket max: $20,300

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $652.68/mo. This plan is $745.83/mo at 40 — a difference of $93.15/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other bronze plans in Madison County

PlanIssuerPremium @ 40
Capital Health Plan HMO Bronze 1100Capital Health Plan$506.44
myBlue Bronze 26M01-23 (Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$535.39
UHC Bronze Essential- ($0 Virtual Urgent Care)UnitedHealthcare$617.13
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare$617.20

Sources

← All plans and costs in Madison County

Reviewed by Jason Burns, Editorial Steward.

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