UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — full price in Liberty County, Florida (2026)
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) (68398FL0030048), a silver plan from UnitedHealthcare in Liberty County, Florida, costs $811.95/month full price for a 40-year-old in 2026 — $1724.29 at 60, with a $2,700 deductible and $10,350 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0030048 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $635.33 |
| 27 | $665.83 |
| 30 | $721.10 |
| 40 | $811.95 |
| 50 | $1134.70 |
| 60 | $1724.29 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,700
- Family deductible: $5,400
- Individual out-of-pocket max: $10,350
- Family out-of-pocket max: $20,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $661.91/mo. This plan is $811.95/mo at 40 — a difference of $150.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Liberty County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $625.40 |
| Capital Health Plan HMO Silver 2400 | Capital Health Plan | $661.91 |
| Standard Silver | Ambetter Health | $667.08 |
| Focused Silver | Ambetter Health | $675.12 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $685.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0030048 in FIPS 12077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Liberty County
Reviewed by Jason Burns, Editorial Steward.