BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — full price in Levy County, Florida (2026)

BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) (16842FL0260008), a platinum plan from Florida Blue (BlueCross BlueShield FL) in Levy County, Florida, costs $2285.73/month full price for a 40-year-old in 2026 — $4854.04 at 60, with a $0 deductible and $2,525 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 16842FL0260008 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$1788.52
27$1874.37
30$2029.97
40$2285.73
50$3194.30
60$4854.04

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $0
  • Family deductible: $0
  • Individual out-of-pocket max: $2,525
  • Family out-of-pocket max: $5,050

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $741.97/mo. This plan is $2285.73/mo at 40 — a difference of $1543.76/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other platinum plans in Levy County

PlanIssuerPremium @ 40
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$1279.64
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$1340.47
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$1366.54
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$1418.55
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Florida Blue HMO (a BlueCross BlueShield FL company)$1486.61

Sources

← All plans and costs in Levy County

Reviewed by Jason Burns, Editorial Steward.

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