Elite Bronze + Vision + Adult Dental — full price in Lafayette County, Florida (2026)
Elite Bronze + Vision + Adult Dental (49004FL0020004), a expanded bronze plan from Ambetter Health in Lafayette County, Florida, costs $858.45/month full price for a 40-year-old in 2026 — $1823.03 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0020004 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $671.73 |
| 27 | $703.96 |
| 30 | $762.40 |
| 40 | $858.45 |
| 50 | $1199.68 |
| 60 | $1823.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $991.19/mo. This plan is $858.45/mo at 40 — a difference of $-132.74/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lafayette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $731.76 |
| Standard Expanded Bronze | Ambetter Health | $734.00 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $751.56 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $753.86 |
| BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Florida Blue (BlueCross BlueShield FL) | $784.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0020004 in FIPS 12067.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lafayette County
Reviewed by Jason Burns, Editorial Steward.