Capital Health Plan HMO Gold 3000 — full price in Jefferson County, Florida (2026)
Capital Health Plan HMO Gold 3000 (66966FL0050003), a gold plan from Capital Health Plan in Jefferson County, Florida, costs $697.24/month full price for a 40-year-old in 2026 — $1480.68 at 60, with a $0 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66966FL0050003 · Issuer: Capital Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $545.57 |
| 27 | $571.76 |
| 30 | $619.22 |
| 40 | $697.24 |
| 50 | $974.39 |
| 60 | $1480.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $618.59/mo. This plan is $697.24/mo at 40 — a difference of $78.65/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $610.78 |
| Everyday Gold | Ambetter Health | $624.00 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $627.30 |
| Capital Health Plan HMO Gold 3100 | Capital Health Plan | $637.33 |
| Everyday Gold + Vision + Adult Dental | Ambetter Health | $640.88 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66966FL0050003 in FIPS 12065.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.