Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Indian River County, Florida (2026)
Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) (44228FL0040007), a expanded bronze plan from Wellpoint in Indian River County, Florida, costs $633.10/month full price for a 40-year-old in 2026 — $1344.46 at 60, with a $5,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 44228FL0040007 · Issuer: Wellpoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $495.38 |
| 27 | $519.16 |
| 30 | $562.26 |
| 40 | $633.10 |
| 50 | $884.75 |
| 60 | $1344.46 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.15/mo. This plan is $633.10/mo at 40 — a difference of $41.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Indian River County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $436.42 |
| Standard Expanded Bronze | Ambetter Health | $437.76 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $448.23 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $449.60 |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Health First Commercial Plans, Inc. | $452.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 44228FL0040007 in FIPS 12061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Indian River County
Reviewed by Jason Burns, Editorial Steward.