Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) — full price in Indian River County, Florida (2026)
Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) (36194FL0460001), a silver plan from Health First Commercial Plans, Inc. in Indian River County, Florida, costs $657.19/month full price for a 40-year-old in 2026 — $1395.63 at 60, with a $4,550 deductible and $7,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 36194FL0460001 · Issuer: Health First Commercial Plans, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $514.23 |
| 27 | $538.92 |
| 30 | $583.66 |
| 40 | $657.19 |
| 50 | $918.42 |
| 60 | $1395.63 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,550
- Family deductible: $9,100
- Individual out-of-pocket max: $7,600
- Family out-of-pocket max: $15,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.15/mo. This plan is $657.19/mo at 40 — a difference of $66.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Indian River County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $554.22 |
| Standard Silver | Ambetter Health | $591.15 |
| Silver Savings 1821 (Primary Care Copay, Open Access) | Health First Commercial Plans, Inc. | $591.92 |
| Silver Standard 1829 | Health First Commercial Plans, Inc. | $596.37 |
| Focused Silver | Ambetter Health | $598.27 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 36194FL0460001 in FIPS 12061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Indian River County
Reviewed by Jason Burns, Editorial Steward.