BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — full price in Indian River County, Florida (2026)
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) (16842FL0260018), a expanded bronze plan from Florida Blue (BlueCross BlueShield FL) in Indian River County, Florida, costs $953.95/month full price for a 40-year-old in 2026 — $2025.84 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 16842FL0260018 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $746.44 |
| 27 | $782.27 |
| 30 | $847.21 |
| 40 | $953.95 |
| 50 | $1333.14 |
| 60 | $2025.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.15/mo. This plan is $953.95/mo at 40 — a difference of $362.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Indian River County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $436.42 |
| Standard Expanded Bronze | Ambetter Health | $437.76 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $448.23 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $449.60 |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Health First Commercial Plans, Inc. | $452.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 16842FL0260018 in FIPS 12061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Indian River County
Reviewed by Jason Burns, Editorial Steward.