Standard Silver — full price in Highlands County, Florida (2026)
Standard Silver (49004FL0010006), a silver plan from Ambetter Health in Highlands County, Florida, costs $671.68/month full price for a 40-year-old in 2026 — $1426.40 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0010006 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $525.58 |
| 27 | $550.80 |
| 30 | $596.52 |
| 40 | $671.68 |
| 50 | $938.67 |
| 60 | $1426.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $671.68/mo. This plan is $671.68/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Highlands County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $629.72 |
| Focused Silver | Ambetter Health | $679.78 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $689.85 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter Health | $691.03 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $698.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0010006 in FIPS 12055.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Highlands County
Reviewed by Jason Burns, Editorial Steward.