BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) — full price in Hernando County, Florida (2026)
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) (30252FL0140009), a expanded bronze plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Hernando County, Florida, costs $689.07/month full price for a 40-year-old in 2026 — $1463.33 at 60, with a $6,650 deductible and $7,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140009 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $539.18 |
| 27 | $565.06 |
| 30 | $611.97 |
| 40 | $689.07 |
| 50 | $962.98 |
| 60 | $1463.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,650
- Family deductible: $13,300
- Individual out-of-pocket max: $7,400
- Family out-of-pocket max: $14,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $656.01/mo. This plan is $689.07/mo at 40 — a difference of $33.06/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hernando County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $476.66 |
| Bronze Classic Standard | Oscar Health Maintenance Organization of Florida | $502.68 |
| Bronze Classic 4700 | Oscar Health Maintenance Organization of Florida | $506.82 |
| Bronze Simple Diabetes | Oscar Health Maintenance Organization of Florida | $508.91 |
| Bronze Simple Chronic Care CKM | Oscar Health Maintenance Organization of Florida | $515.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140009 in FIPS 12053.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hernando County
Reviewed by Jason Burns, Editorial Steward.