Silver Classic Standard — full price in Hernando County, Florida (2026)
Silver Classic Standard (21525FL0020007), a silver plan from Oscar Health Maintenance Organization of Florida in Hernando County, Florida, costs $656.01/month full price for a 40-year-old in 2026 — $1393.13 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21525FL0020007 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $513.32 |
| 27 | $537.95 |
| 30 | $582.61 |
| 40 | $656.01 |
| 50 | $916.77 |
| 60 | $1393.13 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $656.01/mo. This plan is $656.01/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hernando County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Health Maintenance Organization of Florida | $650.20 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $656.15 |
| Silver Simple Diabetes | Oscar Health Maintenance Organization of Florida | $656.38 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Health Maintenance Organization of Florida | $657.03 |
| Silver Simple Chronic Care CKM | Oscar Health Maintenance Organization of Florida | $657.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0020007 in FIPS 12053.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hernando County
Reviewed by Jason Burns, Editorial Steward.