myBlue Gold 1605 ($0 Labs / Rewards) — full price in Gilchrist County, Florida (2026)

myBlue Gold 1605 ($0 Labs / Rewards) (30252FL0070009), a gold plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Gilchrist County, Florida, costs $1011.33/month full price for a 40-year-old in 2026 — $2147.70 at 60, with a $940 deductible and $4,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 30252FL0070009 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$791.34
27$829.32
30$898.17
40$1011.33
50$1413.33
60$2147.70

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $940
  • Family deductible: $1,880
  • Individual out-of-pocket max: $4,500
  • Family out-of-pocket max: $9,000

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $785.73/mo. This plan is $1011.33/mo at 40 — a difference of $225.60/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Gilchrist County

PlanIssuerPremium @ 40
Standard GoldAmbetter Health$777.35
Everyday GoldAmbetter Health$794.18
Standard Gold + Vision + Adult DentalAmbetter Health$798.38
Everyday Gold + Vision + Adult DentalAmbetter Health$815.66
Complete GoldAmbetter Health$820.71

Sources

← All plans and costs in Gilchrist County

Reviewed by Jason Burns, Editorial Steward.

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