Capital Health Plan HMO Silver 2400 — full price in Gadsden County, Florida (2026)
Capital Health Plan HMO Silver 2400 (66966FL0050010), a silver plan from Capital Health Plan in Gadsden County, Florida, costs $680.24/month full price for a 40-year-old in 2026 — $1444.59 at 60, with a $7,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66966FL0050010 · Issuer: Capital Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $532.27 |
| 27 | $557.82 |
| 30 | $604.13 |
| 40 | $680.24 |
| 50 | $950.64 |
| 60 | $1444.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $679.28/mo. This plan is $680.24/mo at 40 — a difference of $0.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Gadsden County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $636.85 |
| Standard Silver | Ambetter Health | $679.28 |
| Focused Silver | Ambetter Health | $687.47 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $697.66 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter Health | $698.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66966FL0050010 in FIPS 12039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gadsden County
Reviewed by Jason Burns, Editorial Steward.