Capital Health Plan HMO Platinum 4000 — full price in Franklin County, Florida (2026)
Capital Health Plan HMO Platinum 4000 (66966FL0050008), a platinum plan from Capital Health Plan in Franklin County, Florida, costs $980.39/month full price for a 40-year-old in 2026 — $2081.98 at 60, with a $0 deductible and $5,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66966FL0050008 · Issuer: Capital Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $767.13 |
| 27 | $803.95 |
| 30 | $870.69 |
| 40 | $980.39 |
| 50 | $1370.09 |
| 60 | $2081.98 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $5,200
- Family out-of-pocket max: $10,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $652.80/mo. This plan is $980.39/mo at 40 — a difference of $327.59/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other platinum plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $1172.53 |
| myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $1228.26 |
| BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Florida Blue (BlueCross BlueShield FL) | $1733.89 |
| BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Florida Blue (BlueCross BlueShield FL) | $1783.82 |
| BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Florida Blue (BlueCross BlueShield FL) | $1858.72 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66966FL0050008 in FIPS 12037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.