Gym Access IND Silver HMO BC 7741 — full price in Flagler County, Florida (2026)
Gym Access IND Silver HMO BC 7741 (56503FL2570001), a silver plan from Florida Health Care Plans in Flagler County, Florida, costs $767.17/month full price for a 40-year-old in 2026 — $1629.19 at 60, with a $3,500 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56503FL2570001 · Issuer: Florida Health Care Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $600.29 |
| 27 | $629.10 |
| 30 | $681.33 |
| 40 | $767.17 |
| 50 | $1072.12 |
| 60 | $1629.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $696.53/mo. This plan is $767.17/mo at 40 — a difference of $70.64/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Flagler County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | with AdventHealth | Oscar Health Maintenance Organization of Florida | $693.46 |
| Silver Savings 1821 (Primary Care Copay, Open Access) | Health First Commercial Plans, Inc. | $696.53 |
| Silver Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $699.66 |
| Silver Simple Diabetes | with AdventHealth | Oscar Health Maintenance Organization of Florida | $700.05 |
| Silver Simple Chronic Care CKM | with AdventHealth | Oscar Health Maintenance Organization of Florida | $701.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56503FL2570001 in FIPS 12035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Flagler County
Reviewed by Jason Burns, Editorial Steward.