Bronze Classic Standard | with AdventHealth — full price in Flagler County, Florida (2026)
Bronze Classic Standard | with AdventHealth (21525FL0010002), a expanded bronze plan from Oscar Health Maintenance Organization of Florida in Flagler County, Florida, costs $536.12/month full price for a 40-year-old in 2026 — $1138.53 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Flagler County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 21525FL0010002 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $419.51 |
| 27 | $439.64 |
| 30 | $476.13 |
| 40 | $536.12 |
| 50 | $749.23 |
| 60 | $1138.53 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $696.53/mo. This plan is $536.12/mo at 40 — a difference of $-160.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Flagler County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $508.37 |
| Gym Access IND Bronze HMO 1340 | Florida Health Care Plans | $518.65 |
| Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Health First Commercial Plans, Inc. | $531.90 |
| Bronze Classic 4700 | with AdventHealth | Oscar Health Maintenance Organization of Florida | $549.65 |
| Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) | Health First Commercial Plans, Inc. | $561.70 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0010002 in FIPS 12035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Flagler County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/fl/flagler/21525fl0010002 · Record ID PHI-17V3M1BB