BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) — full price in Flagler County, Florida (2026)
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) (16842FL0120094), a silver plan from Florida Blue (BlueCross BlueShield FL) in Flagler County, Florida, costs $969.40/month full price for a 40-year-old in 2026 — $2058.65 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 16842FL0120094 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $758.53 |
| 27 | $794.94 |
| 30 | $860.93 |
| 40 | $969.40 |
| 50 | $1354.73 |
| 60 | $2058.65 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $696.53/mo. This plan is $969.40/mo at 40 — a difference of $272.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Flagler County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | with AdventHealth | Oscar Health Maintenance Organization of Florida | $693.46 |
| Silver Savings 1821 (Primary Care Copay, Open Access) | Health First Commercial Plans, Inc. | $696.53 |
| Silver Classic Standard | with AdventHealth | Oscar Health Maintenance Organization of Florida | $699.66 |
| Silver Simple Diabetes | with AdventHealth | Oscar Health Maintenance Organization of Florida | $700.05 |
| Silver Simple Chronic Care CKM | with AdventHealth | Oscar Health Maintenance Organization of Florida | $701.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 16842FL0120094 in FIPS 12035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Flagler County
Reviewed by Jason Burns, Editorial Steward.