UHC Silver Standard+ (Dental + Vision) — full price in Escambia County, Florida (2026)
UHC Silver Standard+ (Dental + Vision) (68398FL0060005), a silver plan from UnitedHealthcare in Escambia County, Florida, costs $833.20/month full price for a 40-year-old in 2026 — $1769.41 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0060005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $651.96 |
| 27 | $683.25 |
| 30 | $739.97 |
| 40 | $833.20 |
| 50 | $1164.39 |
| 60 | $1769.41 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.48/mo. This plan is $833.20/mo at 40 — a difference of $162.72/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Escambia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $640.54 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $670.48 |
| myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $674.52 |
| myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $680.88 |
| myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $682.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0060005 in FIPS 12033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Escambia County
Reviewed by Jason Burns, Editorial Steward.