UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) — full price in Escambia County, Florida (2026)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) (68398FL0060001), a gold plan from UnitedHealthcare in Escambia County, Florida, costs $928.66/month full price for a 40-year-old in 2026 — $1972.13 at 60, with a $500 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0060001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $726.65 |
| 27 | $761.53 |
| 30 | $824.75 |
| 40 | $928.66 |
| 50 | $1297.80 |
| 60 | $1972.13 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.48/mo. This plan is $928.66/mo at 40 — a difference of $258.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Escambia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Simple | Oscar Health Maintenance Organization of Florida | $623.54 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $655.01 |
| Standard Gold | Ambetter Health | $668.64 |
| Everyday Gold | Ambetter Health | $683.11 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $686.73 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0060001 in FIPS 12033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Escambia County
Reviewed by Jason Burns, Editorial Steward.