BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) — full price in Desoto County, Florida (2026)
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) (30252FL0140031), a expanded bronze plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Desoto County, Florida, costs $794.26/month full price for a 40-year-old in 2026 — $1686.72 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140031 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $621.49 |
| 27 | $651.32 |
| 30 | $705.39 |
| 40 | $794.26 |
| 50 | $1109.98 |
| 60 | $1686.72 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $712.31/mo. This plan is $794.26/mo at 40 — a difference of $81.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Desoto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $525.88 |
| Standard Expanded Bronze | Ambetter Health | $527.49 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $540.10 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $541.76 |
| Molina Bronze Standard | Molina Healthcare | $564.82 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140031 in FIPS 12027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Desoto County
Reviewed by Jason Burns, Editorial Steward.