BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — full price in Desoto County, Florida (2026)
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) (30252FL0140010), a gold plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Desoto County, Florida, costs $1212.31/month full price for a 40-year-old in 2026 — $2574.50 at 60, with a $1,500 deductible and $6,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140010 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $948.60 |
| 27 | $994.13 |
| 30 | $1076.66 |
| 40 | $1212.31 |
| 50 | $1694.20 |
| 60 | $2574.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $6,450
- Family out-of-pocket max: $12,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $712.31/mo. This plan is $1212.31/mo at 40 — a difference of $500.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Desoto County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $697.10 |
| Everyday Gold | Ambetter Health | $712.19 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $715.96 |
| Everyday Gold + Vision + Adult Dental | Ambetter Health | $731.46 |
| Complete Gold | Ambetter Health | $735.99 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140010 in FIPS 12027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Desoto County
Reviewed by Jason Burns, Editorial Steward.