Clarity Silver — full price in Collier County, Florida (2026)
Clarity Silver (49004FL0010031), a silver plan from Ambetter Health in Collier County, Florida, costs $729.27/month full price for a 40-year-old in 2026 — $1548.70 at 60, with a $8,000 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0010031 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $570.64 |
| 27 | $598.03 |
| 30 | $647.67 |
| 40 | $729.27 |
| 50 | $1019.15 |
| 60 | $1548.70 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $729.50/mo. This plan is $729.27/mo at 40 — a difference of $-0.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Collier County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $729.50 |
| myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $734.06 |
| myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $741.14 |
| myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $743.18 |
| myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $745.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0010031 in FIPS 12021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Collier County
Reviewed by Jason Burns, Editorial Steward.