BlueCare Silver 24K01-02 ($10 Labs / Rewards) — full price in Clay County, Florida (2026)
BlueCare Silver 24K01-02 ($10 Labs / Rewards) (30252FL0140002), a silver plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Clay County, Florida, costs $918.27/month full price for a 40-year-old in 2026 — $1950.06 at 60, with a $4,000 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0140002 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $718.52 |
| 27 | $753.01 |
| 30 | $815.52 |
| 40 | $918.27 |
| 50 | $1283.28 |
| 60 | $1950.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $710.56/mo. This plan is $918.27/mo at 40 — a difference of $207.71/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Clay County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Health Maintenance Organization of Florida | $704.26 |
| Silver Classic Standard | Oscar Health Maintenance Organization of Florida | $710.56 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Health Maintenance Organization of Florida | $710.70 |
| Silver Simple Diabetes | Oscar Health Maintenance Organization of Florida | $710.96 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Health Maintenance Organization of Florida | $711.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0140002 in FIPS 12019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clay County
Reviewed by Jason Burns, Editorial Steward.