myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) — full price in Charlotte County, Florida (2026)
myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) (30252FL0070102), a silver plan from Florida Blue HMO (a BlueCross BlueShield FL company) in Charlotte County, Florida, costs $753.32/month full price for a 40-year-old in 2026 — $1599.77 at 60, with a $7,000 deductible and $9,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 30252FL0070102 · Issuer: Florida Blue HMO (a BlueCross BlueShield FL company) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $589.45 |
| 27 | $617.74 |
| 30 | $669.03 |
| 40 | $753.32 |
| 50 | $1052.76 |
| 60 | $1599.77 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $9,150
- Family out-of-pocket max: $18,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.52/mo. This plan is $753.32/mo at 40 — a difference of $50.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Charlotte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $658.63 |
| Standard Silver | Ambetter Health | $702.52 |
| BlueSelect Silver 1443 ($10 Labs / Rewards) | Florida Blue (BlueCross BlueShield FL) | $708.34 |
| Focused Silver | Ambetter Health | $710.99 |
| BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Florida Blue (BlueCross BlueShield FL) | $711.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 30252FL0070102 in FIPS 12015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Charlotte County
Reviewed by Jason Burns, Editorial Steward.