Bronze Classic 4700 | with AdventHealth — full price in Charlotte County, Florida (2026)
Bronze Classic 4700 | with AdventHealth (21525FL0010004), a expanded bronze plan from Oscar Health Maintenance Organization of Florida in Charlotte County, Florida, costs $596.78/month full price for a 40-year-old in 2026 — $1267.34 at 60, with a $4,700 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21525FL0010004 · Issuer: Oscar Health Maintenance Organization of Florida · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $466.98 |
| 27 | $489.38 |
| 30 | $530.01 |
| 40 | $596.78 |
| 50 | $834.00 |
| 60 | $1267.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.52/mo. This plan is $596.78/mo at 40 — a difference of $-105.74/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Charlotte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $518.65 |
| Standard Expanded Bronze | Ambetter Health | $520.23 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $532.68 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $534.31 |
| BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Florida Blue (BlueCross BlueShield FL) | $548.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21525FL0010004 in FIPS 12015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Charlotte County
Reviewed by Jason Burns, Editorial Steward.