Focused Silver — full price in Calhoun County, Florida (2026)
Focused Silver (49004FL0010007), a silver plan from Ambetter Health in Calhoun County, Florida, costs $645.98/month full price for a 40-year-old in 2026 — $1371.82 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 49004FL0010007 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $505.47 |
| 27 | $529.72 |
| 30 | $573.70 |
| 40 | $645.98 |
| 50 | $902.75 |
| 60 | $1371.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $627.88/mo. This plan is $645.98/mo at 40 — a difference of $18.10/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Calhoun County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $598.41 |
| Capital Health Plan HMO Silver 2400 | Capital Health Plan | $627.88 |
| Standard Silver | Ambetter Health | $638.28 |
| myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $652.05 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $655.55 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 49004FL0010007 in FIPS 12013.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Calhoun County
Reviewed by Jason Burns, Editorial Steward.